Breaking ground on a new project is exciting—but financing it can be complicated. Whether you’re building a new office, renovating a retail space, or expanding a warehouse, a construction loan can provide the capital needed to bring your vision to life. However, these loans work very differently from standard business financing. In this guide, we’ll cover everything U.S. business owners need to know about construction loans: how they work, the types available, requirements, and tips to secure approval.