SBA 7(a) Loan
The SBA 7(a) loan is one of the most flexible small business products in the U.S., commonly used for working capital, equipment, partner buyouts, and business acquisitions. The SBA guarantees a portion of the loan, while banks and eligible lenders provide the funds. Typical features include longer repayment periods and competitive rates tied to prime. See official program details at SBA.gov and our comprehensive SBA loan guide.
SBA Express
SBA Express offers faster decisions and smaller loan amounts than standard 7(a). It’s often considered for working capital and lines of credit when speed is important. Learn more in our SBA Express loan overview.
Short Term Business Loan
Short-term loans can fund immediate needs like inventory, repairs, or marketing. Terms are usually under 24 months with more frequent payment schedules. Compare general features on the Short-Term Online Loan page.
Business Line of Credit
Useful for seasonal or unpredictable cash cycles, a line of credit lets you draw, repay, and redraw within a limit. You only pay interest on what you use. Explore the Business Line of Credit page and this guide to a business line of credit.
Equipment Financing
Finance or lease equipment to preserve working capital. Terms are typically matched to the useful life of the asset. Start with our Equipment Financing page and the 2025 equipment financing guide.
Invoice Factoring
Convert accounts receivable into cash without taking on traditional debt. This can be useful for B2B firms with long payment cycles. Learn how it works in our invoice factoring primer.
Merchant Cash Advance (MCA)
MCA provides an upfront sum repaid from future sales, often through daily or weekly remittances. Understand the structure, costs, and use cases in our merchant cash advance guide.
Revenue-Based Financing
Payments flex with monthly revenue, potentially easing pressure in slow months. Review scenarios and mechanics here: Revenue-Based Financing.
Term Loans (Non-SBA)
Conventional or online term loans can offer fixed repayments and predictable budgeting. Compare common structures in Term Loan and this guide to term loan for small business.
